Equipment Financing for the Mid-Market.

Romanus Credit provides asset-backed equipment financing to growing businesses — disciplined underwriting, durable collateral, and structures aligned to the useful life of the asset.

Financing Solutions

Asset-backed equipment financing for growing businesses.

New Equipment

New Equipment Acquisition

Term loans and capital leases for the purchase of new mission-critical equipment — amortization aligned to the useful life and cash-flow profile of the underlying asset.

Used & Refurbished

Used & Refurbished Assets

Financing for quality used and refurbished equipment from established dealers and auctions — disciplined valuation and conservative advance rates against verifiable collateral.

Refinance

Equipment Refinance

Refinance facilities against owned equipment to unlock trapped equity, consolidate higher-cost debt, or extend amortization in line with remaining useful life.

Sale-Leaseback

Sale-Leaseback

Liquidity solutions for operators with owned equipment — sale-leaseback structures that release working capital while preserving uninterrupted use of mission-critical assets.

Our Approach

Conservative by mandate. Decisive by design.

01

Collateral-First Underwriting

Every transaction is underwritten to the asset first — valuation, useful life, and secondary market liquidity. Capital preservation precedes return generation.
02

Structural Protection

Senior security in the equipment, perfected liens, and tight documentation. We lend where the structure and the collateral make the outcome.
03

Long-Horizon Stewardship

Aligned with the holdings model — patient capital, institutional governance, and active portfolio engagement through the life of the asset.

Contact

Inquiries by introduction.

Romanus Credit engages with sponsors, advisors, dealers, and operating partners on a referral basis. For equipment financing inquiries, please reach out directly.