Romanus CreditRomanus Credit

Middle-Market Asset-Based Private Credit.

Romanus Credit deploys capital into senior-secured, asset-backed equipment leases and loans. We target mission-critical, hard corporate assets to generate consistent, uncorrelated risk-adjusted yield with ironclad structural downside protection.

Investment Strategies & Portfolio Allocation

Our fund targets capital deployment across diverse, asset-intensive middle-market sectors. We insulate LP capital by focusing strictly on high-liquidity, multi-industry corporate machinery.

Primary CapEx Origination

First-Lien Asset Leases

Allocation of capital into the acquisition of new, mission-critical machinery via senior-secured term loans and capital leases. Amortization schedules are structurally pegged below the actual economic useful life of the asset, ensuring continuous equity accumulation.

Secondary Market Asset Allocation

High-Equity Collateral

Direct deployment into certified used and refurbished industrial assets sourced from verified dealer networks. We apply strict independent valuations and highly conservative advance rates, maximizing the fund's asset coverage ratio from day one.

Balance Sheet Optimization

Refinancing Facilities

Restructuring facilities secured against existing operational equipment. These allocations allow top-tier mid-market operators to capture trapped equity or consolidate high-cost debt, while our fund secures senior positioning on depreciated, high-utility collateral.

Special Situations & Liquidity Infusions

Sale-Leaseback

High-yield liquidity solutions for institutional operators. Through structured sale-leaseback transactions, the fund purchases core operating assets and leases them back to the operator—releasing liquid working capital while the fund retains absolute title and ownership of the underlying assets.

Institutional Risk Mitigation

"Capital preservation precedes return generation."

01

Asset-First Underwriting & LTV Discipline

We do not underwrite based on speculative corporate enterprise values. Every allocation is credit-checked and bound to the secondary-market liquidation value of the underlying machinery. Our strict Loan-to-Value (LTV) thresholds guarantee that the secondary asset value safely covers outstanding principal throughout the entire lease horizon.
02

Senior Capital Stack Positioning

Every dollar deployed by Romanus Credit is backed by first-priority perfected liens (UCC-1 filings), absolute ownership titles, and tight institutional cross-collateralization covenants. In any corporate restructuring or insolvency event, our fund holds senior claims over general creditors.
03

Macro-Hedged Cash Flow Reinvestment

By utilizing floating-rate equipment leases and programmatic monthly principal-plus-interest distributions, the fund acts as a natural hedge against inflationary cycles. Our proprietary acquisition funnel via LeadPrince eliminates third-party broker fee drag, keeping fund margins internal and highly optimized.

Investor Relations & Capital Markets

Inquiries by introduction.

Romanus Credit manages private credit mandates on behalf of family offices, institutional allocators, and qualified purchasers. Access to our data room, historic portfolio default metrics, and active placement memoranda is restricted.

Parent Architecture

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